You've obviously done a heck of a lot of research and I've not noticed this thread before. Exciting times.
I'll play a little devil's advocate here, though.
I had a hobby-shed built. A reasonable 25x12 feet (wish it was thee times the size!) with 4inches off celcon under the floor, walls and roof. I'm a phillistine when it comes to some rustic looks - preferring fucntion and practicalit over looks.. so it's upvc cladded as zero maintenance on a timber frame and thick ply lined so i can hang anything anywhere. And thoroughly double glazed with large windows and doors. I chicked a woodburner in too and had it professionally fitted with wall vents to make sure insurance companies couldn't wriggle out of pay-outs on my expensive hobby stuff.
< a pause here while I chased the neighbours sheep out of my cabbages>
The first cold night I lit a roaring fire.. whereupon shortly after the CO alarms went off and I tottered out into fresh air feeling dizzy and sick. I now light it with all four large windows cracked open and try to make the tiniest fire or the shed gets uncomfortably hot. this last summer it got so hot just from sunlight that I nailed sheets over the windows, had the door open and a large fan in there.
Woodburners: dirty, dusty, need lots of cleaning and sweeping and some repairs and maintennace. It's nice to sit by and the house has a huge one with back boiler. 20 tons of timber a winter? It takes me ages to cut, drag back to the barn, saw and split and stack. There's the cost of chainsaws and splitters, protective clothing, fuel for the saw and tractor. If I didnt have unlimited wood and have to deal with fallen trees and keeping the woodland tidy, I wouldn't bother. It makes the house dustier too.
I also put an extension on here. All the glass in that and general decent insulation in this house and this valley is a suntrap.. so last 2 summers we've had some very uncomfortable nights. I've just had some air source air-con put in. My business had some 16 units. Brilliant for keeping staff comfortable and quite economic for heating and cooling. BUT as a business i had them professionally serviced ona contract every 56 mths. They always found 'extras' and often a unit would fail 3-4 weeks after a service. The service was only a check and clean the filters and check the drains. That and motherboards that failed after the warranty put me right off Mitsubishi. I had a daikin unit put in my last house - never serviced it and it wa sbuller-proof for the 10 years we lived there. You can guess we used daikin again.
Units have changed. The 6.5kw (output effect) that's just been istalled - well i got the guy totest it's current draw while running and the figure was unbelievable at 1.2amps. In fact i don't beieve it - there has to be an error. But either way they are economic.
My dad designed his own house and helped build it. This was in the 60's and central heating UK was rare. He elected to hide all the pipework underfloor. Which was fine for 15 years until there was a leak- typically under the expensive 12 thick parquet that was over the concrete floor.
I had undercage hot pipes installed in my kennel banks cos those SS kennels look and feel cold. After dad's experience I made the plumbers pressure-test the system to failure - as in several times more than a usual pressure test - and then replace the failed bit. Not that we'ld ever do that again 'cos a pipe cap ricochetting around a room like a rifle bullet is quite scary. Next tme we'll just go to 50% over usual test.
Oh, and double glazing is the norm UK.. why? Other countries have gone to triple or even quadruple glazing.
My next project will be solarPV.. but not because I thik it's environmnally friendly.. far from it. the pollution making the stuff and shipping it and the future problems of disposal... No simply because interest rates on capital are so lousy that I'm betting against future price increases. I do worry about the poor warranty on the anciliaries- inverters etc and the cost/need to get someone up on the roof to clean them in a few years. it's a scary roof.